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Sunday, December 13, 2015

POLITICAL MYOPIA IN CONSUMER ABUSE

                                          Published by El Nuevo Herald on Nov 08, 2015



Cable TV company is continuously stalking customers to increase their prices. Customers should call every four months because they find that the price is increasing.

If you fall behind in payment, they charge $ 10 plus $ 6 for an automatic reconnection. Everything is complicated when phoning the company. Ask for the billing department, just do not answer the phone. If you you press the phone extension to change or remove the services, nobody takes the phone.

In other words, it is a real abuse to the consumer, who has to endure such abuse.
Of course, there is the option to choose automatic payments with your credit card or checkbook. But in truth, we have to be insane to provide this information to someone you can not be reached then.

Obviously, there are other providers, including satellite, which will offer promotional prices to 1st customers, but then fall into the same, that is, you do not have salvation.

Another important and very worrying aspect today is the subsidized health market, where many companies traded health insurance. In the last months, Insurance companies are putting many obstacles to the procedures prescribed by specialists.

At first, the request for authorization are finally "received" by insurance 20 days after being sent by the specialist doctor. In many cases denied authorization for the procedure because certain rules patterned themselves were not fulfilled.For example, for a MRI, they claim not to have received the X-rays previously made to the patient. Also, for certain MRI they require a monthly rate of previous physical exercise.

To minimize this negative effect, they offer an appeals process, whose rules you must submit.At the end of that process, if you are still alive, it may be that you see your authorization finally approved.

In other words, it seems that insurance companies are denying medical procedures to patients covered by health market known as Obamacare. It would take only a proper investigation, to discuss government funding they are getting those companies to provide these services.

Because if an insurance company is involved in the open market health, they must provide coverage to patients, given that they are being compensated for their services.

As in all beginnings, there are problems that must be dissipated. Among these problems is the presence of tricksters always seeking to make their fortunes at the expense of human sacrifice.

An internal and external audit of the attached health insurance market regulated by the ACA (Afordable Care Act) is imposed.

The most interesting of the abuses we suffer in the US is the indifference of most politicians; Unfortunately, it happens that many of these traditional and renowned corporations finance political campaigns. And many government ombudsmen, just seem to be myopic and fail to see the abuses committed daily against the majority of the population.

We know and understand how our system works, which we support because by stimulating the entrepreneurial human spirit, put the world in motion, creating jobs and generating welfare works.

But by believing in our system and respect it, that is why we need legislators who just really support the majority, not the minority.

Not only do we worry about our bank accounts grow, and to increase excessive and corporate income indefinitely to achieve higher stock dividends at the end of each fiscal year.

We must also worry because consumers should be received a service honest and rewarding, mainly because they are who maintaining businesses, buying their products and / or services.

So, in this way our Democracy is preserved.


BENJAMIN F. DeYURRE
Economist and journalist.

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